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Climate Risk

Climate Disruption & Travel Risk

Managing Extreme Weather Events in 2026

February 20267 min readTRSS Risk Intelligence

Climate risks have transformed from occasional disruptions to strategic business concerns. In 2026, record-breaking heatwaves, intensified hurricanes, flash floods, and wildfires are causing infrastructure collapse, supply chain disruptions, and rendering entire regions temporarily inaccessible.

37%
Increase in climate-related travel disruptions since 2020
45°C
Record temperatures reached in multiple European cities
$180B
Global insurance losses from weather events in 2025

Extreme Heat Events

Record-breaking heatwaves are becoming the norm rather than the exception. In 2025, multiple European cities exceeded 45°C, causing widespread transportation failures, power grid collapses, and health emergencies. Business travelers face risks of heat stroke, dehydration, and being stranded when airports close due to tarmac temperatures.

Intensified Storms & Hurricanes

Climate change is intensifying tropical storms and hurricanes, with Category 4+ storms becoming more frequent. Entire coastal business districts can become inaccessible within hours. The 2025 hurricane season saw record activity in both the Atlantic and Pacific, disrupting business travel across multiple continents.

Flash Floods & Landslides

Sudden, intense rainfall events are overwhelming urban drainage systems worldwide. Business travelers have been stranded in flooded airports, caught in subway systems filling with water, and trapped in hotels cut off by landslides. These events occur with little warning, making real-time monitoring essential.

Wildfires & Air Quality

Wildfires are no longer limited to traditional fire seasons. Smoke from distant fires can create hazardous air quality hundreds of miles away. In 2025, major business centers including San Francisco, Sydney, and Athens experienced extended periods of dangerous air quality, impacting traveler health and operations.

Climate-Integrated Risk Framework

1Pre-Trip Planning

  • Check seasonal weather patterns and climate forecasts
  • Review historical extreme weather data for destination
  • Identify alternative routes and transportation options
  • Ensure travel insurance covers weather-related cancellations

2Real-Time Monitoring

  • Subscribe to weather alert services for destination
  • Monitor air quality indices for respiratory concerns
  • Track storm systems that could impact travel routes
  • Maintain communication with local contacts for ground truth

3Response Protocols

  • Define clear evacuation triggers for different scenarios
  • Establish shelter-in-place procedures for extreme heat
  • Pre-identify emergency medical facilities
  • Maintain emergency supplies in high-risk locations

Regional Climate Risk Highlights 2026

Southeast Asia:Monsoon intensification, flooding, extreme humidity
Mediterranean:Extended heat waves, wildfires, water scarcity
Gulf States:Dangerous heat, dust storms, infrastructure strain
Caribbean:Hurricane season extending, coastal flooding
Western US:Wildfires, drought, air quality emergencies
Northern Europe:Unusual heat events, flooding from rainfall

Climate disruption is no longer a future concern—it's reshaping business travel today. Organizations must integrate weather intelligence into their travel risk management programs, establish clear protocols for climate-related emergencies, and build flexibility into travel policies. Those who adapt will maintain operational continuity; those who don't will face increasing disruptions.